A car accident can happen in an instant — and the moments that follow can feel confusing, stressful, and overwhelming. Whether it’s a minor collision on the Lincoln M. Alexander Parkway or a serious crash on the QEW, knowing what to do right after an accident can protect your health, your rights, and your ability to make an insurance or injury claim later.
At Akladios Law, our Hamilton car accident lawyers have helped countless individuals and families through the aftermath of collisions. Here’s what you should do immediately after an accident — and why early legal guidance can make a major difference in your recovery.
1. Check for Injuries and Ensure Safety First
Your first priority after any car accident is safety. Check yourself and your passengers for injuries, and if anyone is hurt, call 911 right away. Even if injuries seem minor, it’s crucial to get medical attention as soon as possible — some injuries, like whiplash or concussions, may not show symptoms immediately.
If you can do so safely, move your vehicle out of traffic to prevent further collisions. Turn on your hazard lights, and wait in a secure area until help arrives.
2. Call the Police and Report the Accident
In Ontario, you must report an accident to the police if:
- Anyone who is injured or killed,
- The combined damage exceeds $2,000, or
- A driver appears to be impaired, uninsured, or unlicensed.
For minor fender-benders without injuries, you may be directed to a Collision Reporting Centre in Hamilton. You’ll need to provide your driver’s licence, ownership, and insurance information, and take photos of the damage for your records.
Filing a report is important even for small accidents — it creates an official record that can support your insurance or legal claim later.
3. Exchange Information with Other Drivers
Collect the following details from everyone involved in the collision:
- Full name, address, and phone number
- Driver’s licence number
- Vehicle make, model, and licence plate
- Insurance company and policy number
Avoid discussing fault or apologising at the scene — even a casual “I’m sorry” can be misunderstood and used against you later. Simply exchange information and let your insurance company and lawyer handle liability.
4. Document the Scene and Gather Evidence
If you’re physically able, use your phone to take photos and videos of:
- Vehicle damage (close-ups and wide shots)
- The accident scene (traffic lights, road signs, intersections)
- Skid marks, debris, or weather conditions
- Visible injuries
- License plates of all vehicles involved
If witnesses are nearby, politely ask for their names and contact details. Their statements may become valuable evidence when proving fault or seeking compensation.
5. Seek Medical Attention — Even If You Feel Fine
After an accident, adrenaline and shock can mask pain and symptoms. Always see a doctor or visit a walk-in clinic as soon as possible. Explain that you were in a car accident, and request a full examination.
Medical records are key evidence for your personal injury claim, especially if symptoms develop later. Keep copies of all doctor visits, prescriptions, and therapy referrals.
6. Notify Your Insurance Company
In Ontario, you have an obligation to report injuries sustained in a car accident to your insurer within 7 days, and you have 30 days to start a claim for accident benefits. Provide honest details, but avoid speculating about fault or injuries before receiving proper medical and legal advice. Your insurer may use your initial reported injuries against you later on – we recommend.
If your insurance company asks for a recorded statement, it’s often best to speak with a car accident lawyer first. A lawyer can ensure your rights are protected and help you avoid saying something that could harm your claim.
7. Keep Records and Track Your Recovery
Organization is key after a collision. Keep a dedicated folder or digital file with:
- Police reports and accident records
- Medical reports and receipts
- Car repair estimates and invoices
- Lost income records (if you miss work)
- Correspondence with insurers or healthcare providers
Detailed documentation helps your lawyer build a strong case and maximize the compensation you may be entitled to for pain and suffering, lost wages, and medical expenses.
8. Understand Your Right to Compensation
If you were injured in a car accident in Hamilton, you may be eligible for several types of compensation, including:
- Accident Benefits through your own insurer (medical, rehab, income replacement)
- Tort Claim Compensation if another driver’s negligence caused your injuries
- Property Damage Claims for vehicle repairs or replacement
A skilled Hamilton car accident lawyer can explain which benefits apply to your situation, handle all communication with insurers, and ensure deadlines and paperwork are properly managed.
9. Don’t Accept a Quick Settlement Without Legal Advice
Insurance companies often try to settle quickly — especially before you understand the full extent of your injuries. These early offers may seem tempting but can undervalue your claim significantly.
Before signing anything, speak with a personal injury lawyer who understands Ontario insurance law. At Akladios Law, we review settlement offers, negotiate with insurers, and ensure you receive fair compensation that reflects your true losses and recovery time.
10. Contact a Hamilton Car Accident Lawyer Early
The sooner you get legal help, the better your chances of a successful claim. A lawyer can:
- File necessary forms on time
- Collect medical and witness evidence
- Handle negotiations with insurance companies
- Protect your rights if your claim is denied or delayed
Our team at Akladios Law offers free consultations and works on a contingency fee basis, meaning you don’t pay any legal fees unless we win your case.
Why Choose Akladios Law
At Akladios Law, we understand that recovering from an accident is about more than physical healing — it’s about restoring your peace of mind. Our approach is built on:
- Personalised service — every client receives direct attention from our lawyers
- Clear communication — we explain your rights and options in plain language
- Proven results — we’ve successfully represented car accident victims across Hamilton, St. Catharines, and Southern Ontario
Next Steps After a Car Accident in Hamilton
The steps you take after a car accident can shape your recovery and financial future. Stay calm, document everything, and seek both medical and legal help as soon as possible.
If you’ve been injured in a car accident in Hamilton, contact Akladios Law today for a free, no-obligation consultation. Our experienced team will fight for your rights and help you move forward with confidence.