Car Accidents

In Ontario, navigating the complex legal landscape surrounding auto insurance aims can be challenging.

Akladios Law is Highly Specialized in the Law of Car Accidents

Insurance companies represent a significant obstacle in getting fair compensation. Soon after the accident, the insurance company might claim that our client is at fault for the accident. Akladios Law argues their client’s case to prove to the insurance company they were not at fault. The insurance company does not have to accept our position, and sometimes the court needs to make a decision. Our firm has experience in arguing claims at courts and tribunals.

The Legal Framework for Car Accidents in Ontario

Navigating the aftermath of a car accident requires the lawyer to have a good understanding of Ontario’s legal framework. We understand the benefits available to people injuries in a car accident, and guide our clients in accessing these benefits. We regularly dispute the denial of benefits to ensure that our clients get the benefits they deserve.

Ontario has a no-fault car insurance system, which means that anyone involved in a car accident in Ontario has access to accident benefits regardless of who is at fault.

Understanding the Statutory Accident Benefits Schedule (SABS)

The Statutory Accident Benefits Schedule (SABS) consists of a range of benefits designed to assist individuals injured in car accidents. Understanding he intricacies of these benefits is crucial for navigating the aftermath of a collision. Key benefits under the SABS include:

  1. Medical Rehabilitation Benefits: These benefits cover the cost of medical treatment, therapy, and rehabilitation services necessary for the injured individual’s recovery.
  2. Attendant Care Benefits: For individuals who require assistance with activities of daily living due to their injuries, attendant care benefits cover the cost of hiring a caregiver such a personal support worker (PSW).
  3. Income Replacement Benefit: If the injured individual is unable to work due to their injuries, the income replacement benefit provides financial support to compensate for lost wages. This benefit covers 70% of your pre-accident income, usually subject to a maximum of $400.00 per week unless your policy has optional benefits.
  4. Non-Earner Benefit: Individuals who are unable to resume their normal life to their injuries may be eligible for the non-earner benefit, which provides compensation for their loss their inability to lead a normal life.
  5. Death and Funeral Benefits: In the unfortunate event of a fatality resulting from a car accident, death and funeral benefits are available to the deceased individual’s dependents.

Civil Lawsuits Against the Negligent Driver

Individuals involved in a car accident that was caused by the negligence of someone else need a Hamilton car accident lawyer to take immediate action and argue their case. We have years of experience in negotiating with insurance companies, and arguing claims in court.

Limitation Period

There is a strict time limits of two (2) years to start a lawsuit against the negligent party.

Statutory Threshold and Deductible

There is a statutory threshold and deductible for claims arising from car accidents. Most people people find these concepts confusing, but our law firm will offer clarity and guidance. The threshold refers to a minimum level of severity of the injury required to pursue a claim for your pain and suffering. Similarly, the deductible represents the portion of damages that is deductible from any settlement before the claimant receives compensation for pain and suffering. We help our clients navigate and understand the statutory threshold and deductible with confidence.

Maximizing Compensation

Maximizing compensation is a primary concern for individuals injured in car accidents. Insurance companies are generally interested in minimizing compensation as much as possible for their own benefit, which leaves the victim of a car accident without adequate compensation for their pain and suffering, economic losses, or costs of future care.

Most people feel overwhelmed by the prospect of negotiating with insurance companies and pursuing legal action. As a car accident lawyer in Hamilton, we alleviate this burden by advocating fiercely on behalf of our clients. We analyze insurance policies, gather evidence, and negotiate with insurance adjusters or lawyers to secure fair compensation for our clients’ losses. By leveraging our legal expertise, we ensure that clients gain access not only to the accident benefits they need, but also receive the full compensation they deserve for pain and suffering, loss of income and other out of pocket expenses.

Investigative Resources and Evidence Gathering

Proving liability in a car accident case requires thorough investigation and evidence gathering. We understand the legal framework that applies to automobile accidents in Ontario, and we possess the resources and expertise needed to build a strong case on behalf of our clients. From obtaining witness statements to analyzing medical notes and expert reports, our firm is committed to leave no stone unturned to obtain justice and fair compensation for our clients.

Navigating Insurance Claims and Disputes

Dealing with insurance companies can be daunting. We strongly believe that our clients should focus on rehabilitation and regaining their peace of mind following a car accident, rather than have to deal with the burden of disputing their claim with the insurance company. Our car accident experts in Hamilton serve as advocates for their clients, handling all communications and negotiations with insurance companies. They ensure that their clients’ interests are protected, advocating for fair treatment and just compensation. By entrusting their case to experienced professionals, clients can navigate their insurance claims and disputes with confidence.

Legal Representation and Advocacy

Legal representation is essential for individuals navigating the complexities of a car accident case. Similarly, Arabic-speaking clients in Hamilton or anywhere in Ontario benefit from having a car accident lawyer who can communicate with them in their native language, providing clarity and reassurance throughout the legal process. From filing claims to representing clients in court, these lawyers are dedicated to protecting their clients’ rights and interests. By providing personalized attention and support, they empower clients to pursue justice and rebuild their lives following a car accident.

The need for a car accident lawyer in Hamilton, Ontario, is undeniable for individuals injured in car accidents. By understanding key legal concepts such as the Statutory Accident Benefits Schedule (SABS), the Limitations Act, clients can navigate the aftermath of a collision with confidence. With the guidance of an experienced car accident lawyer in Hamilton, clients can access the benefits they are entitled to under the law and pursue fair compensation for their injuries and losses. This provides a sense of comfort and ease during an otherwise stressful time.

Frequently Asked Questions

QUESTIONS & ANSWERS

Yes. Ontario has a no-fault car insurance system, which means that anyone involved in an accident as a passenger or driver is entitled to apply for accident benefits.

No. Most accident benefits claims and tort actions resolve outside of the courtroom. If your claim does require a court hearing our firm will explain why it is necessary and will ensure you are well prepared ahead of the court date or hearing.

Anyone involved in an accident can apply for accident benefits. In addition, those involved in an accident that was caused by the negligence of another person can also start a tort claim against the negligent driver for their losses.

We gladly offer contingency fee (percentage-based) retainers. You do not pay unless you win.

Yes, anyone involved in an accident can apply for accident benefits even if they do not have their own insurance policy. Please contact us today to discuss this.

There are numerous accidents benefits available to you, the most common being:

  • Medical benefits such as physiotherapy, counselling and cost of medication.
  • Attendant care benefits if you require the help of a PSW at home.
  • Income benefits up to 70% of your lost income.

Personal injury claims are based on medical evidence. You can expect attending expert medical assessments. Our clients seldom attend court hearings.

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Akladios Law serves Hamilton and the surrounding areas, including: Stoney Creek, Ancaster, Milton, Mississauga, Kitchener and Waterloo.